Compare accounts

The grid below compares the features of our personal current accounts.

This comparison tool is to give you an example only.​​​​​​​​​

  • Print page
  • Sitemap

Talk to us 0800 66 00 33 or

Book an appointment​​​​​​​​​​​​
 

Chat with our team

Chat now  

​​​​​​​​​​​​​​​​​​​​​​​​​​​

ProductsDanske FreedomDanske ChoiceDanske DiscoveryDanske StandardDanske Cash RewardCashMaster Account (offsale)Current Account Personal (offsale)Current Account Plus (offsale)ChequeMaster Account (offsale)Principal (offsale)Danske Choice Plus (offsale)Danske Prestige (offsale)Danske 24/7 (offsale)
 
Age18 to 2718 and over11 to 1718 and over18 and over14 and over18 and over18 and over18 and over18 and over18 and over18 and over18 and over
Current accountYesYesYesYesYesYesYesYesYesYesYesYesYes
Monthly Cash Reward£0£0£0£0£7£0£0£0£0£0£0£0£0
Monthly Qualifying Criteria for Cash RewardDoes not applyDoes not applyDoes not applyDoes not apply£1200 credited to account; 3 Direct Debits paid from account; 1 digital banking logonDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not apply
eBanking YesYesYesYesYesYesYesYesYesYesYesYesYes
24 Hour Telephone BankingYesYesDoes not applyYesYesYesYesYesYesYesYesYesYes
Debit MasterCard - cash withdrawals at cash machines and at Post Office® countersYesYesYesYesYesYesYesYesYesYesYesYesYes
Debit MasterCard - lodgements at Post Office® countersYesYesYesYesYesYesYesYesYesYesYesYesYes
Debit MasterCard - make a donation to a charity (where the cash-machine provider offers this service)YesYesYesYesYesYesYesYesYesYesYesYesYes
Debit card - point of sale (for example, shops, over the phone, online)YesYesYesYesYesYesYesYesYesYesYesYesYes
Chequebook availableYesYesDoes not applyNoYesNoYesYesYesYesYesYesYes
Arranged overdraft availableYesYesDoes not applyDoes not applyYesYesYesYesYesYesYesYesMinimum £50
Maximum arranged overdraft available with no overdraft set-up feeUp to £3,000Up to £7,500Does not applyDoes not applyUp to £7,500No feeNo feeNo feeNo feeNo fee Up to £15,000 Up to £50,000 Up to £10,000
Commission-free foreign currencyYesDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyYesYesDoes not apply
Discounted arrangement fee for residential home loansYesDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyYesYesDoes not apply
More favourable rates on standard fixed-rate personal loansYesDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyYesYesDoes not apply
Monthly package or account fee£0£0£0£0£2£0£0£0£0£0£11£18£0
Arranged Overdraft Interest Rate0%1st £100 of debit balance - 0%; debit balance of more than £100 - 14.74%. Note: switchers 0.00% for 1st 3 calendar months on full balance, then standard rates as aboveDoes not applyDoes not apply1st £100 of debit balance - 0%; debit balance of more than £100 - 16.74%. Note: switchers 0.00% for 1st 3 calendar months on full balance, then standard rates as above14.74%14.74%14.74%14.74%Negotiable Max 14.74%10.24%Negotiable Max 9.74%10.24%
Gross Interest rates on cleared credit balances0%0%0%0%0%0%0%0%0%0%0.05%0.10%0.00%
Favourable Interest on Linked Savings AccountDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not apply0.05% AER Applied in October 0.1% AER Applied in October Does not apply
Worldwide family travel insurance benefits (MasterCard Gold and Platinum card holders only) Does not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyYesYesDoes not apply
Priority Pass - Access to Airport lounges - MasterCard Platinum CardHolder and one guestDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyDoes not applyYesDoes not apply
Number of free cheques per month Four each month. Each additional cheque costs 70pFour each month. Each additional cheque costs 70pDoes not applyDoes not applyFour each month. Each additional cheque costs 70pDoes not applyUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedNone. £1 charge for every cheque
Number of free counter cash withdrawals per monthFour each month. Each additional item costs 70pFour each month. Each additional item costs 70pUnlimitedFour each month. Each additional item costs 70pFour each month. Each additional item costs 70pUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedNone. £1 charge for every cash withdrawal at a branch counter
 

Whether we grant you any of our credit facilities depends on your age and circumstances.

We may change or withdraw the products or benefits associated with Danske personal packages.

When comparing our personal current accounts, you should also consider the fees, service charges and interest rates that apply to each one. Details are available in our 'Fees and service charges explained' and
'Interest rates' leaflets (available at any branch and on this website).

There is a range of charging scenarios (situations when charges may apply) to show you the charges you will be expected to pay if you spend money that makes you go over an arranged overdraft, or makes you go overdrawn when you do not have an arranged overdraft.

If you are under 18, you may need your parent's or guardian’s permission before you can use some services.

Switcher logo guarantee ​ ​​

​​​​

Learn more

Need some tips and information?
Do you need to know more about how to open or use a current account?

Read more about current accounts
Interested in other products?
If you are interested in some of our other products, you can find out more below.

Accounts
Deposits
Mortgages
Contact
0345 6002 882

Chat with us

General Service Mortgages Current Accounts Personal Loans Savings eBanking Guidance Technical Support  

 

Contact us

Customer information Useful numbers Book Appointment Become a customer eBanking FAQs

Find out more

Find a branch Danske Mobile Bank App Danske Tablet Bank App