Glossary

Below are alphabetical listings of definitions of acronyms and terminology that may be used throughout this site.​​​

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AER

AER stands for ‘annual equivalent rate’ and shows what the yearly rate of interest would be, after considering how often interest is added to the account, and assuming no withdrawals are made.


APR

APR stands for ‘annual percentage rate’. It aims to give people a more accurate idea of how much they are being charged when they borrow money. It allows people to compare the total cost of borrowing money for different types of loan, and lengths of time.​

APRC

APRC stands for ‘annual percentage rate of charge’. It aims to give people a more accurate idea of how much they are being charged when they borrow money. It allows people to compare the total cost of borrowing money for different types of loan, and lengths of time.​


Booking Fee

Depending on the mortgage you choose, you may have to pay a booking fee - this reserves your mortgage funds and interest rate. We currently do not charge a booking fee.​

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