Apply for a Mortgage

intermediary information

For new mortgages just follow the steps in the below table.

All applications for a mortgage with us are required to be completed on a face to face basis with all applicants on the loan in attendance.​​​​​​​​

For Existing Customers - We have introduced a new Product Transfer Facility.

Where an eligible existing customer wishes to avail of the Product Transfer facility, please follow the steps outlined in the following Latest News article.

 

Meet with customer

Submit the customers application

Before & After Drawdown

Advise all applicants who are not existing customers with us that we will require a servicing account to be opened with us in the names of all applicants to the loan.

We may, in some circumstances, require the applicant's salary to be mandated to this account. Where this is required we will make it a condition of our sanction.

Confirm that all information completed in the application form is accurate and that you have all the documents that we require to be submitted with the application form. Certified proofs and all other documents should be sent to:

Mortgage Intermediary Unit
Danske Bank
1st Floor
Donegall Square West
Belfast
BT1 6JS

Or uploaded to www.danskebank.co.uk/intdocs

Link to Mortgage Intermediary Aide Memoire

If any of the documentation that we require to assess the application is missing this will delay the processing of the application

 

Where a valuation is required we will instruct a valuer from our panel to carry out the valuation. The valuer appointed will contact the customer by phone to arrange payment directly to the valuer, prior to carrying out the valuation of the property.

Check that the applicant(s) meet our standard eligibility criteria.

When we receive the application from you it will be allocated to our next available adviser. The adviser will send you an email acknowledging receipt of the application. This email will also contain a reference number which you should quote on all correspondence about this application (by phone, email or post).

If the mortgage application is approved we will issue copies of the Mortgage offer (the offer to the customer) to:

  • Applicant(s)
  • Solicitor (once signed offer returned)
  • Intermediary

For remortgages (switchers), to give an indication of approximate property value in the absence of local house price knowledge, you may use our Property Valuation Tool.  However, a professional valuation will be required and this value will be used for pricing and collateral purposes.

After acknowledging receipt of the application we may contact the applicant to validate the information provided. Important: It is important that you advise the applicant that they may receive a call from us and that we cannot proceed with the application until we have spoken to them.

You will receive an email from us at each of the following stages:

  • Issue of customer Mortgage offer
  • Opening mortgage account and draw down

 

Complete our Mortgage Affordability Calculator to ensure that the application can proceed. Our Mortgage Intermediary Aide Memoire outlines key information about the types of applications we accept.

Please ensure to give the customer a copy of our Customer Information

You will receive an email from us once we have a credit decision

We will always contact you by phone where the application has been unsuccessful. If more information is required we may contact you by phone or by email

Our Mortgage offer is valid for 180 days.

When a mortgage is not drawn down within 180 days the offer will lapse.

You will need to attach our General Offer Conditions to the mortgage Illustration you produce for the applicant. Please ensure to give the customer a copy of our Customer Information

Procurement fees will be paid to the Mortgage Network/Club once the mortgage account has been opened and drawn down​.

Obtain and certify the documents required by us to verify the applicants' identity and address.

Print and complete our Application Form. Please ensure that you complete all relevant sections and check all budget information against Payslips and Bank statements. Obtain the applicants' signature(s) on the Application Form.

Mortgage Intermediary Unit
Danske Bank
1st Floor
Donegall Square West
Belfast
BT1 6JS

 

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Intermediary helpline Intermediary helpline

 
0345 600 5775 *

 
Important Information

When a customer takes out a mortgage they are borrowing against the value of their home. When they come to sell their home they will need to use the sale's proceeds to repay their outstanding mortgage balance. Be aware that if the value of their home falls below the balance of their mortgage, then they will have to pay us the difference if they want to sell their home.  

Details of fees, service charges and interest rates that may apply to Danske Bank personal current accounts can be obtained from any Danske Bank branch and on our website at www.danskebank.co.uk​​​.​

* Lines open: 9am to 5pm Mon - Fri, except on bank holidays or other holidays in Northern Ireland when the bank is not open for business. Call charges may vary – please refer to your phone company for more details. We may record or monitor calls for your protection, to train our staff and to maintain the quality of our service.

Information on this page is solely for mortgage intermediaries registered with us.
This intermediary website may contain links to our customer website. Content on that website is intended for customers and prospective customers and not for intermediaries.
 
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