Whether you have an unexpected bill to pay or would like a little breathing space when you need it, an arranged overdraft could keep you covered.
What is an Overdraft?
An overdraft is a credit facility that allows you to spend more money from your current account that you have in it.
There are 2 kinds of overdrafts:
An overdraft you have asked us to arrange for you in advance.
An overdraft (or amount over an arranged overdraft) you have not asked us to arrange in advance.
An overdraft is only suitable for short-term borrowing. If you use an overdraft over longer periods, it can end up being more expensive than other forms of borrowing. If you need a more certain, longer-term solution, a loan may be more suitable.
For more information on our overdrafts please read our Overdraft Explanations Document.
Whether we provide credit depends on your circumstances, and you must be 18 or over. Lending terms and conditions apply.