Below are alphabetical listings of definitions of acronyms and terminology that may be used throughout this site.
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Gross Interest Rate
The gross interest rate is the rate of Interest we pay. We do not deduct tax from interest we pay. Depending on your personal circumstances, you may have to pay tax on your interest. There are more details available on our website at danskebank.co.uk/savingsrates.
Higher Lending Charge
Some lenders impose a Higher Lending Charge for mortgages where the amount borrowed exceeds a given percentage of the value of the property. Danske Bank do not impose a Higher Lending Charge on any mortgage product.
International Securities Identification Number (ISIN) is a unique 12-character, alphanumeric code used to identify a tradeable security or financial instrument (share, bond, warrant etc) and provides for uniform recognition and tracking of international securities transactions throughout the trading to settlement process. For example, the ISIN for Marks & Spencer PLC is GB0031274896
Lines are open between 8am and 8pm Monday to Friday and 9am to 4.30pm Saturdays and Sundays, except on bank holidays or other holidays in Northern Ireland when the bank is not open for business. Call charges may vary. Please contact your phone company for details. We may record or monitor calls to confirm details of our conversations, and for training and quality purposes.
Danske Bank is a trading name of Northern Bank Limited. Registered in Northern Ireland R568. Registered office: Donegall Square West, Belfast BT1 6JS. Northern Bank Limited is a member of the Danske Bank Group. Northern Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Northern Bank Limited is entered in the Register maintained by the Financial Conduct Authority, Financial Services Register registration number 122261. VAT number GB853 7590 92. Northern Bank Limited adheres to the Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.