Below are alphabetical listings of definitions of acronyms and terminology that may be used throughout this site.
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When you take a Danske Re:pay account, you have an agreed limit which you cannot exceed. This is known as a Safety Limit and it is reduced each month to ensure that your mortgage is repaid by the end of the agreed term. With Danske Re:pay there is no fixed repayment amount or repayment frequency, but you must remain within your Safety Limit. You can redraw back up to your Safety Limit at any time.
To help you keep up to date with your account balance, we can send you a text message to let you know when your balance falls above or below a level you have set yourself. This will help you know when a payment (such as your salary) is in your account or when you are getting near a debit balance or your overdraft limit on your account. We do not charge for this service but charges from your service provider may apply.
Lines are open between 8am and 8pm Monday to Friday and 9am to 4.30pm Saturdays and Sundays, except on bank holidays or other holidays in Northern Ireland when the bank is not open for business. Call charges may vary. Please contact your phone company for details. We may record or monitor calls to confirm details of our conversations, for your protection, to train our staff and to maintain the quality of our service.
Danske Bank is a trading name of Northern Bank Limited. Registered in Northern Ireland R568. Registered office: Donegall Square West, Belfast BT1 6JS. Northern Bank Limited is a member of the Danske Bank Group. Northern Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Northern Bank Limited is entered in the Register maintained by the Financial Conduct Authority, Financial Services Register registration number 122261. VAT number GB853 7590 92. Northern Bank Limited adheres to the Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.