Personal Customers

Important Documentation for Personal Customers
For your convenience we have listed important documents relating to your day-to-day banking below.​​​

Terms and Conditions effective from 1 April 2020

Terms and Conditions Personal Banking Personal Danske Mastercard Credit Cards Terms and Conditions Interest rates Fees and service charges explained (On sale accounts) Danske Mastercard Platinum Plus Credit Card Terms and Conditions Fees and service charges explained (Acounts longer no on sale)

Changes to Personal Accounts

We’re making changes to our terms and conditions for personal customers The cost of banking with us is changing


Personal Current Accounts and Savings Accounts

Personal Payment Table Terms and Conditions Personal Banking Special Terms and Conditions – Debit MasterCard Personal CardSpecial Terms and Conditions – Debit MasterCard Personal Card Fees and service charges explained - on sale accounts Fees and service charges explained - accounts no longer on sale Fees and service charges explained – foreign payments Interest rates How we use your personal and business information Guide to credit reference agencies Danske Fixed Term Deposit Accounts - Terms and Conditions

Fee Information Documents

On sale accounts Danske Cash Reward Danske Choice Danske Freedom Danske Discovery Danske Standard Currency Account (Euro) Accounts no longer on sale Danske Prestige Danske Choice Plus Danske 24/7 Principal Current Account Plus ChequeMaster CashMaster Current Account Glossary Glossary of Payment Account Terms and Definitions

​Credit cards

Personal MasterCard Terms and Conditions Personal MasterCard Platinum Plus Terms and Conditions Danske 3D Secure Terms and Conditions MasterCard Gold Travel Insurance Benefits MasterCard Platinum Travel Insurance​ Benefits eBanking Terms & Conditions
Mortgage Interest Rates


Other Important Information

Statement of Lender and Borrower Responsibilities

What can I do to help protect myself against Fraud?

Financial Fraud Action UK campaign ‘Take Five’ ​​ Take Five Customer Advice Guide ‘My Money, my info, I don’t think so!' ​​

The Financial Services Compensation Scheme (FSCS) - FAQs

These FAQs provide information about the Financial Services Compensation Scheme and are appropriate for customers with savings products and current accounts with credit balances.

FSCS Q&As - general queries
FSCS Q&As - deposit products ​​ ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​ ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​
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