Personal savings accounts that
are no longer on sale

​Correct as at 1 June 2022

Account Credit Interest Rate (Variable)
Current Gross/AER %
All balances 0.01%

SaverPlus - We will give account holders two months’ written notice of any reductions to the variable credit interest rate(s) applicable on the account.

Account Gross/AER (variable)
Danske Midas Notice  
All balances 0.45%

Danske Midas Notice Account - Where the balance in the Danske Midas Notice Account is £100 or more, we will give account holders 109 calendar days' notice of any reduction in the credit interest rate paid on the account where the balance in your Danske Midas Notice Account is £100 or more. This is equivalent to 14 days plus the 95 day notice period required for withdrawals from the account. You will also receive a reminder 14 days before the decrease takes effect. Where we hold an email address for you, we will send this information by email.

Family Investments Child Trust Fund

Interest is calculated daily and applied annually in October.

Interest is paid ‘gross’. This means that we do not deduct tax from the interest we pay. Depending on your personal circumstances, you may have to pay tax on your interest. There are more details on our website at

AER stands for ‘annual equivalent rate’ and shows what the yearly rate of interest would be, after considering how often interest is added to the account, and assuming no withdrawals are made.​ As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.

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